{"id":1482,"date":"2023-07-15T11:26:55","date_gmt":"2023-07-15T11:26:55","guid":{"rendered":"https:\/\/www.octas.lv\/blog\/?p=1482"},"modified":"2025-03-20T14:04:31","modified_gmt":"2025-03-20T14:04:31","slug":"kas-ir-kasko-pasrisks","status":"publish","type":"post","link":"https:\/\/www.octas.lv\/blog\/kas-ir-kasko-pasrisks\/","title":{"rendered":"Kas ir KASKO pa\u0161risks?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Izv\u0113loties un ieg\u0101d\u0101joties auto apdro\u0161in\u0101\u0161anu, past\u0101v divas iesp\u0113jas: OCTA apdro\u0161in\u0101\u0161ana un KASKO apdro\u0161in\u0101\u0161ana. Par OCTA zina liel\u0101k\u0101 da\u013ca auto \u012bpa\u0161nieku, jo Latvij\u0101 t\u0101 ir oblig\u0101ta ikvienam auto, savuk\u0101rt KASKO apdro\u0161in\u0101\u0161ana ir br\u012bvpr\u0101t\u012bga, un t\u0101 no neparedz\u0113tiem izdevumiem pasarg\u0101 tie\u0161i auto \u012bpa\u0161nieku. KASKO sakar\u0101 bie\u017ei piemin\u0113ts termins ir pa\u0161risks. Kas tas ir un k\u0101d\u0113\u013c tas ir nepiecie\u0161ams? Par to vair\u0101k st\u0101st\u0101m \u0161aj\u0101 rakst\u0101!\u00a0<\/span><!--more--><\/p>\n<h2><b>Kas ir pa\u0161risks?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Pa\u0161risks ir zaud\u0113jumu da\u013ca, kas KASKO apdro\u0161in\u0101\u0161anas polis\u0113 izteikta fiks\u0113t\u0101 summ\u0101, procentos vai dien\u0101s. Iest\u0101joties apdro\u0161in\u0101\u0161anas gad\u012bjumam, pa\u0161risku sedz apdro\u0161in\u0101tais (auto \u012bpa\u0161nieks) vai pa\u0161riska apm\u0113rs tiek atskait\u012bts no apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bbas kop\u0113j\u0101s summas. \u012asum\u0101 &#8211; pa\u0161risks ir t\u0101 zaud\u0113jumu da\u013ca, kuru sedz pats apdro\u0161in\u0101tais. Piem\u0113ram, ja automa\u0161\u012bnas remontdarbi p\u0113c apdro\u0161in\u0101\u0161anas gad\u012bjuma iest\u0101\u0161an\u0101s nov\u0113rt\u0113ti uz 1000 EUR un polis\u0113 ir nor\u0101d\u012bts pa\u0161risks 200 EUR, tad apdro\u0161in\u0101t\u0101ja izmaks\u0101t\u0101s atl\u012bdz\u012bbas apm\u0113rs b\u016bs 800 EUR.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">KASKO pa\u0161risks ir iedal\u012bts vair\u0101k\u0101s grup\u0101s:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Boj\u0101jumu pa\u0161risks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stiklojuma pa\u0161risks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Z\u0101dz\u012bbas pa\u0161risks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Auto piln\u012bgas boj\u0101ejas pa\u0161risks<\/span><\/li>\n<\/ul>\n<p><center><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1484\" src=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1047083324-1.jpg\" alt=\"ce\u013cu satiksmes negad\u012bjums\" width=\"724\" height=\"483\" srcset=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1047083324-1.jpg 724w, https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1047083324-1-300x200.jpg 300w, https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1047083324-1-600x400.jpg 600w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/center><\/p>\n<h2 style=\"text-align: left;\"><b>Kas nosaka pa\u0161riska apm\u0113ru?<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Da\u017e\u0101diem apdro\u0161in\u0101\u0161anas objektiem un apdro\u0161in\u0101tajiem riskiem pa\u0161riska apm\u0113rs var at\u0161\u0137irties. Ieg\u0101d\u0101joties KASKO polisi, vairum\u0101 gad\u012bjumu apdro\u0161in\u0101tais (auto \u012bpa\u0161nieks) pats var izv\u0113l\u0113ties, k\u0101ds b\u016bs pa\u0161risks &#8211; jo liel\u0101ks pa\u0161risks, jo l\u0113t\u0101ka apdro\u0161in\u0101\u0161anas polise. L\u012bdz ar to, jo vair\u0101k o EUR vai o% pa\u0161risku, jo d\u0101rg\u0101ka apdro\u0161in\u0101\u0161anas polise. \u0145emiet v\u0113r\u0101 &#8211; var b\u016bt situ\u0101cijas, kad apdro\u0161in\u0101t\u0101js nosaka papildu pras\u012bbas o EUR vai 0% pa\u0161riskam.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Tom\u0113r ir situ\u0101cijas, kad pa\u0161riska apm\u0113ru nosaka apdro\u0161in\u0101t\u0101js atkar\u012bb\u0101 no apdro\u0161in\u0101\u0161anas notikuma, kas var iest\u0101ties n\u0101kotn\u0113. Piem\u0113ram, z\u0101dz\u012bbas vai laup\u012b\u0161anas gad\u012bjum\u0101 daudzi apdro\u0161in\u0101t\u0101ji pied\u0101v\u0101 tikai 10% pa\u0161risku.\u00a0<\/span><\/p>\n<h2 style=\"text-align: left;\"><b>K\u0101 izv\u0113l\u0113ties pa\u0161risku?<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Ieg\u0101d\u0101joties <a href=\"https:\/\/www.octas.lv\/lv\/kasko\/\" target=\"_blank\" rel=\"noopener\">KASKO<\/a> polisi, <a href=\"https:\/\/www.octas.lv\/blog\/transportlidzekla-ipasnieka-un-turetaja-atbildiba\/\" target=\"_blank\" rel=\"noopener\">transportl\u012bdzek\u013cu \u012bpa\u0161nieki<\/a> visbie\u017e\u0101k izv\u0113las tos pa\u0161riskus, ko pied\u0101v\u0101 apdro\u0161in\u0101t\u0101js. Vai ar\u012b, ja reiz bijusi pieredze ar apdro\u0161in\u0101\u0161anas notikumu, turpm\u0101k attiec\u012bb\u0101 uz to tiek izv\u0113l\u0113ts 0 EUR vai 0% pa\u0161risks, lai nen\u0101ktos veikt l\u012bdzmaks\u0101jumu, kad k\u0101rt\u0113jo reizi ar transportl\u012bdzekli noticis viens un tas pats negad\u012bjums.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Izv\u0113loties pa\u0161risku, vajadz\u0113tu izv\u0113rt\u0113t KASKO apdro\u0161in\u0101\u0161anas polises cenu, jo at\u0161\u0137ir\u012bba starp standarta pa\u0161risku un 0 EUR vai 0% pa\u0161risku var b\u016bt iev\u0113rojama. Turkl\u0101t, j\u0101atceras, ka KASKO polises cena vienam un tam pa\u0161am cilv\u0113kam, tam pa\u0161am auto var at\u0161\u0137irties ar\u012b pie da\u017e\u0101diem apdro\u0161in\u0101t\u0101jiem. Pie mums, Octas.lv, KASKO apdro\u0161in\u0101\u0161ana \u0101tri, \u0113rti un izdev\u012bgi &#8211; apskatiet pied\u0101v\u0101jumu un izv\u0113lieties sev un savam auto lab\u0101ko!<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">T\u0101pat, ieg\u0101d\u0101joties KASKO polisi, piev\u0113rsiet uzman\u012bbu apdro\u0161in\u0101\u0161anas l\u012bguma nosac\u012bjumiem! Daudzi apdro\u0161in\u0101t\u0101ji pirmajam apdro\u0161in\u0101\u0161anas gad\u012bjumam m\u0113dz pied\u0101v\u0101t o EUR vai 0% pa\u0161risku, savuk\u0101rt, ja apdro\u0161in\u0101\u0161anas gad\u012bjums notiek atk\u0101rtoti, apdro\u0161in\u0101t\u0101js piem\u0113ro augst\u0101ku pa\u0161riska apm\u0113ru. \u0160\u012b iemesla d\u0113\u013c, pirms uz apdro\u0161in\u0101\u0161anas l\u012bguma tiek uzlikts paraksts, noskaidrojiet, vai pa\u0161risks attiecas uz visu apdro\u0161in\u0101\u0161anas periodu vai tom\u0113r tikai uz pirmo apdro\u0161in\u0101\u0161anas gad\u012bjumu!<\/span><\/p>\n<p><center><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1485\" src=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1405681899-1.jpg\" alt=\"auto p\u0113c av\u0101rijas\" width=\"724\" height=\"482\" srcset=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1405681899-1.jpg 724w, https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1405681899-1-300x200.jpg 300w, https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1405681899-1-600x400.jpg 600w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/center><\/p>\n<h2 style=\"text-align: left;\"><b>Citi noder\u012bgi ieteikumi, izv\u0113loties KASKO polisi<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">T\u0101 k\u0101 KASKO polise ir br\u012bvpr\u0101t\u012bga un, at\u0161\u0137ir\u012bb\u0101 no <a href=\"https:\/\/www.octas.lv\/lv\/\" target=\"_blank\" rel=\"noopener\">OCTA<\/a> polises, kas ir oblig\u0101t\u0101 sauszemes transportl\u012bdzek\u013cu apdro\u0161in\u0101\u0161ana,<\/span><b>\u00a0<\/b><span style=\"font-weight: 400;\">apdro\u0161ina tie\u0161i transportl\u012bdzek\u013ca \u012bpa\u0161nieku, to raksturo daudz un da\u017e\u0101das nianses. Lai, iest\u0101joties apdro\u0161in\u0101\u0161anas notikumam, nepiedz\u012bvotu nepat\u012bkamus p\u0101rsteigumus, esam apkopoju\u0161i ieteikumus, kas var\u0113tu noder\u0113t, izv\u0113loties KASKO polisi:<\/span><\/p>\n<p><center><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/D7KaIrvsC4E\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/center><\/p>\n<h3 style=\"text-align: left;\"><b>Noskaidrojiet &#8211; k\u0101di ir apdro\u0161in\u0101tie riski?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Past\u0101v divu veidu KASKO polises: visu risku polise un nosaukto risku polise. Visu risku polise noz\u012bm\u0113, ka apdro\u0161in\u0101\u0161anas notikums ir jebkur\u0161 p\u0113k\u0161\u0146s ce\u013cu satiksmes negad\u012bjums vai glu\u017ei vienk\u0101r\u0161i negad\u012bjums, iz\u0146emot iz\u0146\u0113mumus, kas atrun\u0101ti apdro\u0161in\u0101\u0161anas l\u012bgum\u0101. Savuk\u0101rt nosaukto risku polise noz\u012bm\u0113, ka apdro\u0161in\u0101\u0161anas notikums ir tikai apdro\u0161in\u0101\u0161anas polis\u0113 noteiktais notikums jeb apdro\u0161in\u0101t\u0101js sedz tikai tos izdevumus, kas atrun\u0101ti apdro\u0161in\u0101\u0161anas l\u012bgum\u0101.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Piem\u0113ram, ja tiek net\u012b\u0161\u0101m saboj\u0101ts auto salons, un visu risku polis\u0113 nav noteikts iz\u0146\u0113mums attiec\u012bb\u0101 uz \u0161\u0101du boj\u0101jumu, tad izmaksas sedz apdro\u0161in\u0101t\u0101js. Savuk\u0101rt, ja nosaukto risku polis\u0113 \u0161\u0101ds boj\u0101jums nav noteikts, tad izmaksas n\u0101ksies segt pa\u0161am.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>Noskaidrojiet &#8211; k\u0101 notiek atl\u012bdz\u012bbas izmaksa auto z\u0101dz\u012bbas vai piln\u012bgas boj\u0101ejas rezult\u0101t\u0101?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sl\u0113dzot apdro\u0161in\u0101\u0161anas l\u012bgumu, piev\u0113rsiet uzman\u012bbu, vai transportl\u012bdzeklis tiek apdro\u0161in\u0101ts tirgus v\u0113rt\u012bb\u0101 vai l\u012bgum\u0101 noteikta konkr\u0113ta transportl\u012bdzek\u013ca v\u0113rt\u012bba! Var\u0113tu likties, ka lab\u0101k\u0101 opcija ir transportl\u012bdzek\u013ca apdro\u0161in\u0101\u0161ana tirgus v\u0113rt\u012bb\u0101, tom\u0113r j\u0101atceras, ka v\u0113rt\u012bbu ietekm\u0113 gan transportl\u012bdzek\u013ca tehniskais st\u0101voklis, gan piepras\u012bjums tirg\u016b nov\u0113rt\u0113\u0161anas br\u012bd\u012b.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Ja ieg\u0101d\u0101jaties KASKO polisi piln\u012bgi jaunam auto, lieliska doma ir jaunv\u0113rt\u012bbas apdro\u0161in\u0101\u0161ana. Noskaidrojiet &#8211; vai J\u016bsu izv\u0113l\u0113tais apdro\u0161in\u0101t\u0101js t\u0101du pied\u0101v\u0101? Izbraucot no auto salona, jaunam auto v\u0113rt\u012bba strauji kr\u012bt, savuk\u0101rt jaunv\u0113rt\u012bbas apdro\u0161in\u0101\u0161ana noz\u012bm\u0113, ka, ja automa\u0161\u012bnu nozags vai ar\u012b tai tiks noteikta piln\u012bga boj\u0101eja, apdro\u0161in\u0101t\u0101js izmaks\u0101s summu, par kuru auto ieg\u0101d\u0101ts, nevis auto t\u0101 br\u012b\u017ea tirgus v\u0113rt\u012bbu.\u00a0<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>Noskaidrojiet &#8211; vai un k\u0101ds ir ierobe\u017eojums attiec\u012bb\u0101 uz autovad\u012bt\u0101ja vecumu un st\u0101\u017eu?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Ieg\u0101d\u0101joties KASKO polisi, apdro\u0161in\u0101t\u0101js pirms l\u012bguma nosl\u0113g\u0161anas ir ties\u012bgs l\u016bgt nor\u0101d\u012bt jaun\u0101ko automa\u0161\u012bnas vad\u012bt\u0101ju vai vad\u012bt\u0101ju ar maz\u0101ko st\u0101\u017eu. Tas, protams, nenoz\u012bm\u0113, ka jaun\u0101ks cilv\u0113ks ar maz\u0101ku st\u0101\u017eu ir maz\u0101k prasm\u012bgs autovad\u012bt\u0101js, tom\u0113r, ja auto izmantos ar\u012b k\u0101d\u0101s jaun\u0101ks \u0123imenes loceklis, ir svar\u012bgi noskaidrot, vai apdro\u0161in\u0101t\u0101jam ir k\u0101di ierobe\u017eojumi attiec\u012bb\u0101 uz vecumu un st\u0101\u017eu! Var b\u016bt situ\u0101cijas, kad, iest\u0101joties apdro\u0161in\u0101\u0161anas gad\u012bjumam, apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bbu samazina, jo autovad\u012bt\u0101ja vecums un\/vai st\u0101\u017es ir maz\u0101ks par l\u012bgum\u0101 nor\u0101d\u012bto. Visdro\u0161\u0101k ir, ja jaun\u0101kais automa\u0161\u012bnas vad\u012bt\u0101js vai vad\u012bt\u0101js ar maz\u0101ko st\u0101\u017eu l\u012bgum\u0101 nav j\u0101nor\u0101da.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>Noskaidrojiet &#8211; kad un k\u0101d\u0113\u013c apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bba tiek samazin\u0101ta vai atteikta?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Pa\u0161saprotami, ka ir situ\u0101cijas, kur\u0101s apdro\u0161in\u0101t\u0101ji atsak\u0101s izmaks\u0101t atl\u012bdz\u012bbu, t\u0101d\u0113\u013c v\u0113l pirms l\u012bguma nosl\u0113g\u0161anas, neatkar\u012bgi no t\u0101, vai izv\u0113laties visu risku polisi vai nosaukto risku polisi, vajadz\u0113tu noskaidrot, k\u0101d\u0101 gad\u012bjum\u0101 apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bba var tik samazin\u0101ta vai ar\u012b atteikta pavisam. Da\u017e\u0101du apdro\u0161in\u0101t\u0101ju nosac\u012bjumi attiec\u012bb\u0101 uz atl\u012bdz\u012bbas izmaksu ir at\u0161\u0137ir\u012bgi!<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>Noskaidrojiet &#8211; vai papildu dro\u0161\u012bbas sist\u0113mas ir oblig\u0101ta pras\u012bba?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Ir apdro\u0161in\u0101t\u0101ji, kuru pied\u0101v\u0101tais KASKO apdro\u0161in\u0101\u0161anas l\u012bgums paredz papildu dro\u0161\u012bbas sist\u0113mu uzst\u0101d\u012b\u0161anu. Ja transportl\u012bdzeklis jau ir apr\u012bkots ar dro\u0161\u012bbas sist\u0113m\u0101m, tad noskaidrojiet, vai t\u0101s atbilst apdro\u0161in\u0101t\u0101ja pras\u012bb\u0101m! Pret\u0113j\u0101 gad\u012bjum\u0101 transportl\u012bdzek\u013ca z\u0101dz\u012bbas gad\u012bjum\u0101 apdro\u0161in\u0101\u0161anas atl\u012bdz\u012bba var tikt samazin\u0101ta pat par 50% vai atteikta piln\u012bb\u0101.<\/span><\/p>\n<p><center><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1486\" src=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1404998923-1.jpg\" alt=\"sasists auto priek\u0161\u0113jais stikls\" width=\"758\" height=\"461\" srcset=\"https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1404998923-1.jpg 758w, https:\/\/www.octas.lv\/blog\/wp-content\/uploads\/2023\/08\/iStock-1404998923-1-300x182.jpg 300w\" sizes=\"auto, (max-width: 758px) 100vw, 758px\" \/><\/center><a href=\"https:\/\/www.octas.lv\/blog\/galvenas-atskiribas-starp-octa-un-kasko\/\" target=\"_blank\" rel=\"noopener\">At\u0161\u0137ir\u012bba starp OCTA un KASKO<\/a> ir ac\u012bmredzama, ta\u010du, neatkar\u012bgi no izv\u0113l\u0113t\u0101s apdro\u0161in\u0101\u0161anas polises, svar\u012bgi uz ce\u013ca r\u012bkoties atbild\u012bgi un p\u0101rdom\u0101ti! KASKO apdro\u0161in\u0101\u0161ana j\u0101uztver nevis k\u0101 garants, bet gan k\u0101 dro\u0161s sabiedrotais, kas <a href=\"https:\/\/www.octas.lv\/blog\/celu-satiksmes-negadijumi\/\" target=\"_blank\" rel=\"noopener\">transportl\u012bdzek\u013ca nelaimes gad\u012bjum\u0101<\/a> r\u016bp\u0113jas par J\u016bsu finansi\u0101lo dro\u0161\u012bbu. Izv\u0113l\u0113ties KASKO apdro\u0161in\u0101\u0161anu nav vienk\u0101r\u0161s uzdevums, tom\u0113r veltiet laiku, lai iepaz\u012btos ar l\u012bguma nosac\u012bjumiem un sp\u0113tu izv\u0113l\u0113ties lab\u0101ko apdro\u0161in\u0101t\u0101ju. V\u0113lam pat\u012bkamu un dro\u0161u ce\u013cu!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Izv\u0113loties un ieg\u0101d\u0101joties auto apdro\u0161in\u0101\u0161anu, past\u0101v divas iesp\u0113jas: OCTA apdro\u0161in\u0101\u0161ana un KASKO apdro\u0161in\u0101\u0161ana. Par OCTA zina liel\u0101k\u0101 da\u013ca auto \u012bpa\u0161nieku, jo Latvij\u0101 t\u0101 ir oblig\u0101ta ikvienam auto, savuk\u0101rt KASKO apdro\u0161in\u0101\u0161ana ir br\u012bvpr\u0101t\u012bga, un t\u0101 no neparedz\u0113tiem izdevumiem pasarg\u0101 tie\u0161i auto \u012bpa\u0161nieku. KASKO sakar\u0101 bie\u017ei piemin\u0113ts termins ir pa\u0161risks. Kas tas ir un k\u0101d\u0113\u013c tas ir nepiecie\u0161ams? Par to vair\u0101k st\u0101st\u0101m [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1483,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-apdrosinasana"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kas ir KASKO pa\u0161risks? - Octas.lv<\/title>\n<meta name=\"description\" content=\"KASKO sakar\u0101 bie\u017ei piemin\u0113ts termins ir pa\u0161risks. Kas tas ir un k\u0101d\u0113\u013c tas ir nepiecie\u0161ams? 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